Share / Certificate Rates

TypeAnnual Percentage RateAnnual Percentage YieldMinimum Deposit
Share Savings.10%.10%$25.00
Club Accounts.10%.10%
IRA Shares.35%.35%
3 month CD.75%.7526%$1000.00
6 month CD1.00%1.005%$1000.00
12 month CD4.00%4.07%$1000.00
Dividend rates effective 12/15/2022

Loan Rates

TypeTermAnnual Percentage RateNotes
New Auto **SPECIAL**60 months5.49%Special '23/'22 New Models
 66/72 months5.79%Select Vehicles
Used Auto60 months5.59%2022 Used Models
 60 months5.79%2016 - 2021
 48 months6.79%2013 - 2015
 48 months6.99%2012 and older dependent on condition
Recreational Vehicle 6.99% 
Used Recreational Vehicle 7.99% 
Home Improvement 6.99% 
Personal Unsecured 11.99%$5000.00 maximum
Share Secured 3.00%100% Secured by shares
Visa Credit Card 15.50%No annual fee
Home Equity5 years5.29%+ Closing costs
 10 years5.99%+ Closing costs
 15 years6.99%+ Closing costs
Loan rates effective 02/01/2023


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