Share / Certificate Rates
| Type | Annual Percentage Rate | Annual Percentage Yield | Minimum Deposit |
|---|---|---|---|
| Share Savings | .10% | .10% | $25.00 |
| Club Accounts | .10% | .10% | |
| IRA Shares | .50% | .50% | Traditional/Roth Coverdell ESA |
| 3 month CD | .75% | .7526% | $1000.00 |
| 6 month CD | 1.00% | 1.005% | $1000.00 |
| 12 month CD | 4.00% | 4.07% | $1000 Min/$50,000 Max Limit 1. |
Loan Rates
| Type | Term | Annual Percentage Rate | Notes |
|---|---|---|---|
| New Auto **SPECIAL** | 60 months | 5.09% | 2026-2025 New Vehicles |
| 66/72 months | 5.29% | ||
| Used Auto | 60 months | 5.49% | 2025 Used Models |
| 60 months | 6.25% | 2019 - 2024 |
|
| 48 months | 6.99% | 2016 - 2018 | |
| 48 months | 7.19% | 2015 and older dependent on condition | |
| Recreational Vehicle | 6.99% | ||
| Used Recreational Vehicle | 7.99% | ||
| Home Improvement | 6.99% | ||
| Personal Unsecured | 11.99% | $5000.00 maximum | |
| Share Secured | 3.00% | 100% Secured by shares | |
| Visa Credit Card | 15.50% | No annual fee | |
| Home Equity | 5 years | 5.79% | + Closing costs |
| 10 years | 6.49% | + Closing costs | |
| 15 years | 6.99% | + Closing costs |