Share / Certificate Rates

TypeAnnual Percentage RateAnnual Percentage YieldMinimum Deposit
Share Savings.10%.10%$25.00
Club Accounts.10%.10%
IRA Shares.50%.50%Traditional/Roth
Coverdell ESA
3 month CD.75%.7526%$1000.00
6 month CD1.00%1.005%$1000.00
12 month CD4.50%4.59%$1000.00
Dividend rates effective 07/27/2023

Loan Rates

TypeTermAnnual Percentage RateNotes
New Auto **SPECIAL**60 months5.99%Special '25/'24 New Models
 66/72 months6.29%Select Vehicles
Used Auto60 months6.09%2024 Used Models
 60 months6.29%2018 - 2023
 48 months6.99%2015 - 2017
 48 months6.99%2014 and older dependent on condition
Recreational Vehicle 6.99% 
Used Recreational Vehicle 7.99% 
Home Improvement 6.99% 
Personal Unsecured 11.99%$5000.00 maximum
Share Secured 3.00%100% Secured by shares
Visa Credit Card 15.50%No annual fee
Home Equity5 years5.79%+ Closing costs
 10 years6.49%+ Closing costs
 15 years6.99%+ Closing costs
Loan rates effective 07/27/2023


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